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    What You Should Know About Rising Mortgage Rates

    By Jennifer Roberts-Darcel | March 1, 2023

    After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too may be wondering if now’s the right time to buy... Read More

    What You Should Know About Closing Costs

    By Jennifer Roberts-Darcel | February 16, 2023

    Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are... Read More

    Lower Mortgage Rates Are Bringing Buyers Back to the Market

    By Jennifer Roberts-Darcel | January 31, 2023

    As mortgage rates rose last year, activity in the housing market slowed down. And as a result, homes started seeing fewer offers and stayed on the market longer. That meant some homeowners decided to press pause on selling. Now, however, rates are beginning to come down—and buyers are starting to reenter the market. In fact, the latest... Read More

    Think Twice Before Waiting for 3% Mortgage Rates

    By Jennifer Roberts-Darcel | January 19, 2023

    Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans. Today, the rate... Read More

    Avoid the Rental Trap in 2023

    By Jennifer Roberts-Darcel | January 5, 2023

    If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both current... Read More

    Planning to Retire? It Could Be Time To Make a Move.

    By Jennifer Roberts-Darcel | December 15, 2022

    If you’re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be selling your house and finding a home that more closely fits your needs. Fortunately, you may be in a better position to make a move than you realize. Here are a few things to... Read More

    VA Loans: Making Homes for the Brave Achievable

    By Jennifer Roberts-Darcel | November 14, 2022

    Some Highlights VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house. Homeownership is the American Dream. One way we can honor and thank our veterans is to ensure they... Read More

    Sell Your House Before the Holidays

    By Jennifer Roberts-Darcel | November 2, 2022

    As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs,... Read More

    What Happens to Housing when There’s a Recession?

    By Jennifer Roberts-Darcel | October 25, 2022

    Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a recession today would likely be mild and the economy would rebound quickly. As the 2022... Read More

    Saving for a Down Payment? What You Should Know.

    By Jennifer Roberts-Darcel | October 10, 2022

    As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be more in reach than you originally thought. Here’s why. The... Read More