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Monthly Archives: February 2024

    The Relationship Between Homeownership and Net Worth

    By Jennifer Roberts-Darcel | February 28, 2024

    During the span between 2019 and 2022, the COVID-19 pandemic significantly disrupted both society and economic activities. Nevertheless, the latest Survey of Consumer Finance, which has recently been unveiled, highlights widespread enhancements in the financial well-being of American families during this timeframe, especially concerning their net worth. The median net worth of homeowners increased 37%, after... Read More

    Understanding Credit Life Insurance for Home Buyers

    By Jennifer Roberts-Darcel | February 26, 2024

    Credit life insurance is a specialized type of insurance designed to provide financial protection for borrowers and their families in the event of the borrower’s untimely death. This insurance is often associated with loans, including mortgages, and is specifically tied to the outstanding balance of the loan. In the case of a home purchase, credit... Read More

    How to Make 92101 Your Own

    By Jennifer Roberts-Darcel | February 20, 2024

    Whether you’re a seasoned homeowner or just starting this thrilling chapter, every time you turn your key, you’re not just entering a house but also embedding yourself in a neighborhood. Downtown San Diego is more than its stunning skyline and bustling streets; it’s about the people who make it vibrant. Here are some tailored suggestions... Read More

    How Home Value Growth Beats Renting

    By Jennifer Roberts-Darcel | February 9, 2024

    Over the last 60 years, the average sales price of homes has appreciated at a rate of 5.56% annually, according to the Federal Reserve Economic Data. During the same period, rent has increased at a rate of 3.88% annually which presents a compelling argument in favor of homeownership. When we analyze these figures, it becomes evident... Read More

    Bridging Wealth Gaps: Homeownership’s Stand Against Inflation

    By Jennifer Roberts-Darcel | February 5, 2024

    When exploring the benefits of homeownership, it’s more than just having a place to call your own. Among its many advantages, homeownership stands as a formidable safeguard against inflation and a strong vehicle for long-term wealth accumulation. This article will delve into the dynamics of appreciation and amortization, explaining why owning a home can be... Read More